Knowledge is Power!! Consultations are always free.
Insurance Solutions for LIFE! Helping families plan financial futures!
Providing peace of mind. Life Policies, Mortgage Protection, Retirement Planning, Final Expense, and Disability options.
Michelle D Smith
Helping families prepare for a financial future is something that I love to do! Often we are so busy living that we're not ready for the twists and turns that can happen along the way. Life happens in an instant, so always be prepared!! YOU are the key to your success and the most valuable player!! Insure yourself, and leave behind a legacy to be proud of!!
I work with 30 different carriers and offer all kinds of policies. Together, we can evaluate your financial picture, along with its risks, and consider the inevitability of growing old. Insuring yourself is the greatest gift to those you love, and I'll be there to help you out along the way!
Ask Yourself:
- Are you the primary income earner in your home?
- Do you share expenses in your home 50/50?
- Do you have a stay at home spouse?
- Do you have children in your home?
If you have answered yes to these questions ask yourself:
What happens if I loose my ability to contribute or provide?
Often, the effects of disability and death can be catastrophic to families.
Most families are not in a position to carry the weight of a Mortgage and Household Expenses if the main income earner suffers a loss. It can be the loss of ability to perform the requirements of one's position, or a complete loss of life. Through insurance, we can protect against these perils. We can insure YOU!!! You are your greatest asset! By insuring you, and your portion of contributions to your household, you can ensure that those you love can continue to live and not be burdened by debt. Life Insurance provides peace of mind for you and for your family.
Part of living is dying. It is our last experience. It is not an easy conversation to have, but absolutely necessary. Having a plan in place is crucial and beneficial.
All too often, we see families in the midst of emotional turmoil, completely broken, shattered and grieving, not knowing what to do. Your family should have this time to comfort one another, and properly mourn.
Go Fund Me should not be your Final Expense plan.
Funeral costs continue to rise. On average a funeral will cost about $10,000.
A Final Expense policy is a great way to cover this expense and provide peace of mind for your family. These policies are generally super affordable and easily approvable.
Let's get you covered today!!
In this era there is a new issue that emerges... That issue is living too long.
With rising costs of living, it is very easy for an elderly person to spend through their savings. Social Security pays such a minimal amount of money. It is not a survivable, let alone a livable source of income.
It is sad, and scary to consider the reality of our seniors, and quality of life. There is not much they can do to improve their financial situation, and avoid the risk of running out of money.
It is crucial that we preserve our future and plan for retirement.
There are options available that provide funds for retirement..
Together, we can go over your finances , and your retirement plan. We will implement ways to make your golden years the best years .